Zara Vest (old), White Trousers similar here, Crescent Necklace here  This is where I admit to a minor obsession of mine that has recently become socially acceptable again: Outerwear Hoarding. If I had a dollar for every time I had a killer jacket or vest to wear but nothing to wear under it I would use that money to most likely by more outerwear.  ‘The Third Piece’ is one of those retail-speak terms that means the additional item you throw on when you already have your top and your pants (or bottoms.) I personally love a vest as my third piece even in the warmer months because it always adds…